uob personalized banking
uob personalized banking
Blog Article
UOB Lender delivers a number of particular banking services created to satisfy the money requires of people. Below is an intensive overview that can assist you fully grasp The real key areas and choices.
Different types of Accounts
Savings Account: This account allows you to lower your expenses whilst earning interest.
Options: Easy accessibility, fascination earnings, nominal charges.
Advantages: Safe spot for your money, possible growth as a result of fascination.
Existing Account: Ideal for each day transactions and controlling costs.
Features: Checkbook facility, overdraft defense.
Rewards: Handy for normal payments and withdrawals.
Set Deposit Account: For people aiming to generate higher fascination rates about a fixed period of time.
Attributes: Mounted term deposits, increased desire charges in comparison to discounts accounts.
Rewards: Protected investment decision possibility with predictable returns.
Loans
Personalized Financial loans: Unsecured financial loans that may be employed for various reasons like education and learning or home renovation.
Varieties:
Installment Financial loans
Credit history Lines
Positive aspects: Adaptable repayment conditions, competitive curiosity rates.
Dwelling Loans: Tailored answers for obtaining property or refinancing existing mortgages.
Kinds:
Set Fee Household Personal loan
Floating Rate House Bank loan
Added benefits: Distinctive designs to suit person wants, eye-catching costs.
Charge cards
UOB gives A variety of credit cards catering to various lifestyles and spending habits:
Benefits Playing cards: Generate points on each purchase that may be redeemed for presents or travel miles.
Cashback Playing cards: Get dollars rebates on every day paying including groceries and dining out.
Journey Cards: Distinctive Added benefits like air miles accumulation and vacation coverage protection.
Financial commitment Products and services
For people considering expanding their prosperity by way of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Suited to lengthy-time period expansion objectives.
Structured Deposits * Combines the features of traditional deposits with financial investment merchandise. * Possibly better returns but with some possibility involved.
Insurance policies Goods
To safeguard yourself and Your loved ones from unexpected activities:
Lifetime Insurance coverage * Delivers financial safety in the event of Demise or critical sickness. * Could also function a price savings tool with regards to the coverage preferred.
Health Insurance coverage * Addresses health care bills which include hospitalization prices. * Important for mitigating superior Health care expenditures.
Electronic Banking Companies
Advantage at your fingertips by digital platforms:
Net Banking
Lets you deal with your finances on-line:
See account balances and transaction history
Transfer resources concerning accounts or fork out costs
Make an application for new items (financial loans/charge cards)
Mobile Banking
Banking on-the-go via cellular apps:
Quick harmony checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these comprehensive choices, UOB aims to supply personalized banking methods that cater more info exclusively to personal specifications though guaranteeing comfort and stability in all transactions.